"The 12 Secrets the Rich Don’t Want You to Know"
1. The first secret is that hard work alone won’t make you rich. Yes, they encourage you to hustle and grind, but they know the truth: the path to wealth lies in leverage, not labor. While you’re breaking your back working overtime, they’re using other people’s time, money, and skills to build empires.
2. Second, they want you to believe money is evil. The more you associate wealth with greed and corruption, the less likely you are to pursue it unapologetically. Meanwhile, they know that money is simply a tool—a powerful one that can amplify your impact if used wisely.
3. Third, savings won’t make you rich. They push the “save and invest in a mutual fund” narrative, but they don’t follow it themselves. They invest in high-risk, high-reward opportunities: startups, real estate, stocks, and businesses that multiply their wealth exponentially.
4. Fourth, the school system is a trap. They fund educational systems that teach you to be obedient employees, not critical thinkers or risk-takers. You’re taught to work for money, while they learn to make money work for them.
5. Fifth, tax laws are written for the wealthy. They know the loopholes, the incentives, and the strategies to legally avoid taxes, while you’re stuck paying a significant chunk of your income. Wealthy people own assets, not salaries, and assets are taxed differently.
6. Sixth, debt is a weapon—but only if you know how to wield it. They want you to fear debt, but the rich use it as a tool to acquire more wealth. They leverage other people’s money (OPM) to buy assets that generate cash flow and pay off the debt themselves.
7. Seventh, your consumerism funds their lifestyle. Every time you buy a new gadget, trendy clothes, or overpriced coffee, you’re putting money directly into their pockets. Meanwhile, they’re investing in assets that appreciate over time.
8. Eighth, connections matter more than talent. They don’t want you to know that access to the right people will open more doors than any degree or skillset. They build exclusive networks that perpetuate their wealth and keep outsiders at bay.
9. Ninth, time is their most valuable asset. They don’t waste it on distractions or meaningless tasks. They hire people to do what they can’t or won’t do, freeing up their time to focus on wealth-building strategies.
10. Tenth, the stock market is rigged in their favor. While you’re hoping your portfolio grows steadily, they have insider information, access to high-frequency trading, and the capital to manipulate markets to their advantage.
11. Eleventh, failure is their greatest teacher. They embrace setbacks as learning experiences and take calculated risks without fear. You’ve been taught to play it safe, but the rich know that big rewards require bold moves.
● Finally, they thrive on your ignorance. The less you know about money, investing, and business, the more they can exploit your labor, time, and consumer habits to enrich themselves.
■ So what’s the takeaway, men? Stop playing the game they’ve rigged against you. Educate yourself about money, learn to think like an investor, and prioritize ownership over consumption. Break free from the chains of mediocrity, and start building your own empire. It’s time to outsmart the system and claim the wealth and power they don’t want you to have.
I’ve done my research, read the books, and had some… interesting conversations. So, consider this a friendly heads-up from your slightly-less-broke buddy.
1. “Luck” is a Skill: They don’t just stumble upon winning lottery tickets. They cultivate opportunity. They network, they take calculated risks, they learn from their (and others’) mistakes. It’s not always glamorous, but it’s a consistent effort.
2. Time is Their Most Valuable Asset: Not money. They understand that time is finite. They outsource, automate, and delegate whenever possible.1 You won’t find them mowing their own lawns (unless they genuinely enjoy it).
3. They Play the Long Game: Instant gratification is for amateurs. They invest in their future — education, businesses, assets — knowing that wealth takes time to build. Patience is their superpower.
“富人不想让你知道的 12 个秘密”
“Fù rén bùxiǎng ràng nǐ zhīdào de 12 gè mìmì”
1. 第一个秘密是，光靠努力工作并不能让你致富。是的，他们鼓励你努力工作，但他们知道真相：致富之路在于杠杆，而不是劳动。当你加班加点地工作时，他们却在利用别人的时间、金钱和技能来建立帝国。
1. Dì yī gè mìmì shì, guāng kào nǔlì gōngzuò bìng bùnéng ràng nǐ zhìfù. Shì de, tāmen gǔlì nǐ nǔlì gōngzuò, dàn tāmen zhīdào zhēnxiàng: Zhìfù zhī lù zàiyú gànggǎn, ér bùshì láodòng. Dāng nǐ jiābān jiādiǎn dì gōngzuò shí, tāmen què zài lìyòng biérén de shíjiān, jīnqián hé jìnéng lái jiànlì dìguó.
2. 第二，他们想让你相信金钱是邪恶的。你越是把财富与贪婪和腐败联系在一起，你就越不可能毫无歉意地追求它。同时，他们知道金钱只是一种工具——一种强大的工具，如果使用得当，它可以放大你的影响力。
2. Dì èr, tāmen xiǎng ràng nǐ xiāngxìn jīnqián shì xié'è de. Nǐ yuè shì bǎ cáifù yǔ tānlán hé fǔbài liánxì zài yīqǐ, nǐ jiù yuè bù kěnéng háo wú qiànyì dì zhuīqiú tā. Tóngshí, tāmen zhīdào jīnqián zhǐshì yī zhǒng gōngjù——yī zhǒng qiángdà de gōngjù, rúguǒ shǐyòng dédàng, tā kěyǐ fàngdà nǐ de yǐngxiǎng lì.
3. 第三，储蓄不会让你致富。他们推崇“储蓄并投资共同基金”的说法，但他们自己却不这么做。他们投资于高风险、高回报的机会：初创公司、房地产、股票和能成倍增加财富的企业。
3. Dì sān, chúxù bù huì ràng nǐ zhìfù. Tāmen tuīchóng “chúxù bìng tóuzī gòngtóng jījīn” de shuōfǎ, dàn tāmen zìjǐ què bù zhème zuò. Tāmen tóuzī yú gāo fēngxiǎn, gāo huíbào de jīhuì: Chūchuàng gōngsī, fángdìchǎn, gǔpiào hé néng chéng bèi zēngjiā cáifù de qǐyè.
4. 第四，学校系统是个陷阱。他们资助的教育系统教你成为听话的员工，而不是批判性思考者或敢于冒险的人。你被教导为钱工作，而他们则学会让钱为他们工作。
4. Dì sì, xuéxiào xìtǒng shìgè xiànjǐng. Tāmen zīzhù de jiàoyù xìtǒng jiào nǐ chéngwéi tīnghuà de yuángōng, ér bùshì pīpàn xìng sīkǎo zhě huò gǎnyú màoxiǎn de rén. Nǐ bèi jiàodǎo wèi qián gōngzuò, ér tāmen zé xuéhuì ràng qián wèi tāmen gōngzuò.
5. 第五，税法是为富人制定的。他们知道漏洞、激励措施和合法避税的策略，而你却不得不支付很大一部分收入。富人拥有资产，而不是工资，资产的征税方式也不同。
5. Dì wǔ, shuìfǎ shì wéi fù rén zhìdìng de. Tāmen zhīdào lòudòng, jīlì cuòshī hé héfǎ bìshuì de cèlüè, ér nǐ què bùdé bù zhīfù hěn dà yībùfèn shōurù. Fù rén yǒngyǒu zīchǎn, ér bùshì gōngzī, zīchǎn de zhēng shuì fāngshì yě bùtóng.
6. 第六，债务是一种武器——但前提是你知道如何使用它。他们希望你害怕债务，但富人却利用它作为获取更多财富的工具。他们利用其他人的钱 (other people’s money, OPM) 购买产生现金流并自己偿还债务的资产。
6. Dì liù, zhàiwù shì yī zhǒng wǔqì——dàn qiántí shì nǐ zhīdào rúhé shǐyòng tā. Tāmen xīwàng nǐ hàipà zhàiwù, dàn fù rén què lìyòng tā zuòwéi huòqǔ gèng duō cáifù de gōngjù. Tāmen lìyòng qítārén de qián (other people’s money, OPM) gòumǎi chǎnshēng xiànjīn liú bìng zìjǐ chánghuán zhàiwù de zīchǎn.
7. 第七，你的消费主义资助了他们的生活方式。每次你购买新奇的小玩意、时髦的衣服或高价咖啡时，你都会直接把钱放进他们的口袋里。 与此同时，他们投资的资产会随着时间的推移而升值。
7. Dì qī, nǐ de xiāofèi zhǔyì zīzhùle tāmen de shēnghuó fāngshì. Měi cì nǐ gòumǎi xīnqí de xiǎo wányì, shímáo de yīfú huò gāojià kāfēi shí, nǐ dūhuì zhíjiē bǎ qián fàng jìn tāmen de kǒudài lǐ. Yǔ cǐ tóngshí, tāmen tóuzī de zīchǎn huì suízhe shíjiān de tuīyí ér shēngzhí.
8. 第八，人脉比才能更重要。他们不想让你知道，与合适的人接触比任何学位或技能都能打开更多的大门。他们建立专属网络，使自己的财富永续，并阻止外人进入。
8. Dì bā, rénmài bǐ cáinéng gèng zhòngyào. Tāmen bùxiǎng ràng nǐ zhīdào, yǔ héshì de rén jiēchù bǐ rènhé xuéwèi huò jìnéng dōu néng dǎkāi gèng duō de dàmén. Tāmen jiànlì zhuānshǔ wǎngluò, shǐ zìjǐ de cáifù yǒng xù, bìng zǔzhǐ wàirén jìnrù.
9. 第九，时间是他们最宝贵的资产。他们不会把时间浪费在分心或无意义的任务上。他们雇人做他们不能或不会做的事情，腾出时间专注于财富积累策略。
9. Dì jiǔ, shíjiān shì tāmen zuì bǎoguì de zīchǎn. Tāmen bù huì bǎ shíjiān làngfèi zài fēn xīn huò wú yìyì de rènwù shàng. Tāmen gù rén zuò tāmen bùnéng huò bù huì zuò de shìqíng, téng chū shíjiān zhuānzhù yú cáifù jīlěi cèlüè.
10. 第十，股市对他们有利。当你希望你的投资组合稳步增长时，他们拥有内幕信息、高频交易渠道和操纵市场的资本。
10. Dì shí, gǔshì duì tāmen yǒulì. Dāng nǐ xīwàng nǐ de tóuzī zǔhé wěnbù zēng cháng shí, tāmen yǒngyǒu nèimù xìnxī, gāo pín jiāoyì qúdào hé cāozòng shìchǎng de zīběn.
11. 第十一，失败是他们最好的老师。他们将挫折视为学习经验，毫无畏惧地承担经过计算的风险。你被教导要谨慎行事，但富人知道，巨大的回报需要大胆的举动。
11. Dì shíyī, shībài shì tāmen zuì hǎo de lǎoshī. Tāmen jiāng cuòzhé shì wéi xuéxí jīngyàn, háo wú wèijù de chéngdān jīngguò jìsuàn de fēngxiǎn. Nǐ bèi jiàodǎo yào jǐnshèn xíngshì, dàn fù rén zhīdào, jùdà de huíbào xūyào dàdǎn de jǔdòng.
● 最后，他们利用你的无知来发财。你对金钱、投资和商业了解得越少，他们就越能利用你的劳动、时间和消费习惯来致富。
● Zuìhòu, tāmen lìyòng nǐ de wúzhī lái fācái. Nǐ duì jīnqián, tóuzī hé shāngyè liǎojiě dé yuè shǎo, tāmen jiù yuè nénglìyòng nǐ de láodòng, shíjiān hé xiāofèi xíguàn lái zhìfù.
■ 那么，男人，我们能从中学到什么呢？别再玩他们为你们设计的把戏了。学习金钱知识，学会像投资者一样思考，把所有权置于消费之上。摆脱平庸的枷锁，开始建立自己的帝国。是时候超越这个体系，获得他们不想让你拥有的财富和权力了。
￭ Nàme, nánrén, wǒmen néng cóng zhōngxué dào shénme ne? Bié zài wán tāmen wèi nǐmen shèjì de bǎxìle. Xuéxí jīnqián zhīshì, xuéhuì xiàng tóuzī zhě yīyàng sīkǎo, bǎ suǒyǒuquán zhì yú xiāofèi zhī shàng. Bǎituō píngyōng de jiāsuǒ, kāishǐ jiànlì zìjǐ de dìguó. Shì shíhòu chāoyuè zhège tǐxì, huòdé tāmen bùxiǎng ràng nǐ yǒngyǒu de cáifù hé quánlìle.
我做了研究，读了书，也进行了一些……有趣的对话。所以，把这当作你那个不那么穷的朋友的友好提醒吧。
Wǒ zuòle yánjiū, dúle shū, yě jìnxíngle yīxiē……yǒuqù de duìhuà. Suǒyǐ, bǎ zhè dàng zuò nǐ nàgè bù nàme qióng de péngyǒu de yǒuhǎo tíxǐng ba.
1. “运气”是一种技能：他们不会偶然中彩票。他们培养机会。他们建立人脉，承担经过计算的风险，从自己（和他人）的错误中吸取教训。这并不总是那么光鲜，但需要持续的努力。
1. “Yùnqì” shì yī zhǒng jìnéng: Tāmen bù huì ǒurán zhòng cǎipiào. Tāmen péiyǎng jīhuì. Tāmen jiànlì rénmài, chéngdān jīngguò jìsuàn de fēngxiǎn, cóng zìjǐ (hé tā rén) de cuòwù zhōng xīqǔ jiàoxùn. Zhè bìng bù zǒng shì nàme guāngxiān, dàn xūyào chíxù de nǔlì.
2. 时间是他们最宝贵的资产：而不是金钱。他们明白时间是有限的。他们尽可能地外包、自动化和委派工作。1 你不会看到他们自己修剪草坪（除非他们真的喜欢）。
2. Shíjiān shì tāmen zuì bǎoguì de zīchǎn: Ér bùshì jīnqián. Tāmen míngbái shíjiān shì yǒuxiàn de. Tāmen jǐn kěnéng de wàibāo, zìdònghuà hé wěipài gōngzuò.1 Nǐ bù huì kàn dào tāmen zìjǐ xiūjiǎn cǎopíng (chúfēi tāmen zhēn de xǐhuān).
3. 他们打持久战：即时满足是业余爱好者的追求。他们投资于自己的未来——教育、企业、资产——知道财富需要时间来积累。耐心是他们的超能力。
3. Tāmen dǎ chíjiǔ zhàn: Jíshí mǎnzú shì yèyú àihào zhě de zhuīqiú. Tāmen tóuzī yú zìjǐ de wèilái——jiàoyù, qǐyè, zīchǎn——zhīdào cáifù xūyào shíjiān lái jīlěi. Nàixīn shì tāmen de chāo néng lì.
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