Individual Investors Underperform

In 2012 Dalbar reported that although individual investors managed to keep up with the markets during that one year, over the long run (3, 5, and 20 years), they underperformed the markets.

The fact remains that having a trusted professional help you achieve your goals is well worth the exposure. In another study focused on pension investments, trustee-managed accounts significantly outperformed individual investor accounts (15 percent versus 7.70 percent.)